Late last week, the Office of Personnel Management (OPM) finally posted the long-awaited 2021 Federal Employee Dental and Vision Insurance Program (FEDVIP) pricing schedules.
By this time last year, I was able to summarize the average dental and vision increases for 2020. That data’s not yet available, and while it may come later, I wanted to demonstrate what I encourage every FEDVIP dental and/or vision plan holder to do – check whether the scheduled 2021 pricing for your current plan provider continues to meet your family’s dental and/or vision needs.
If you are comfortable with your plan’s scheduled premium increase (or decrease, in some cases) and were pleased with the benefit itself overall, then do nothing – your plan will roll over under new premium pricing beginning Jan 1, 2021.
If you’re looking to make a change, remember the 2021 FEDVIP open season will run Nov. 9 to Dec. 14. MOAA Premium and Life members can get some guidance on shopping for a new plan by watching this MOAA webinar (you must log in access).
[RELATED: More Archived Webinars From MOAA]
For those who missed the webinar, below you’ll find some sample comparisons of 2020 versus 2021 dental and vision plan pricing in a few areas of high military/veteran concentration. In some cases, it may show why it may be beneficial to just “roll over” your existing plan.
Quotes are “Self Plus One” only and do not cover every possible plan available in that specific locale. Percent change in price year over year are in parenthesis after the 2021 figure. You can make your own comparisons at the BENEFEDS website.
National Capital Region (ZIP code: 22314)
Dental-High Plans
- Aetna: $76.51 in 2020; $76.46 in 2021 (-0.1%)
- FEP: $91.50 in 2020; no change in 2021
- Delta: $117.24 in 2020; $113.99 in 2021 (-2.8%)
- Dominion: $46.30 in 2020; $44.89 in 2021 (-3.0%)
Dental-Standard Plans
- Aetna: No standard plan in 2020; $42.53 in 2021
- FEP: $49.47 in 2020; no change in 2021
- Delta: $57.76 in 2020; $56.29 in 2021 (-2.5%)
- Dominion: $31.61 in 2020; $30.57 in 2021 (-3.3%)
Vision-High Plans
- FEP: $23.77 in 2020; no change in 2021
- UnitedHealthcare: $20.82 in 2020; $21.97 in 2021 (+5.5%)
- VSP: $28.86 in 2020; no change in 2021
- MetLife: No plan in 2020; $23.64 in 2021
Vision-Standard Plans
- FEP: $15.15 in 2020; no change in 2021
- UnitedHealthcare: $13.82 in 2020; $14.08 in 2021 (+1.9%)
- VSP: $15.19 in 2020; no change in 2021
- MetLife: No plan in 2020; $14.06 in 2021
San Antonio (ZIP code 78219)
Dental-High Plans
- GEHA: $82.27 in 2020; no change in 2021
- MetLife: $82.75 in 2020; $81.27 in 2021 (-1.8%)
- United Concordia: $66.89 in 2020; $68.21 in 2021 (+2.0%)
- Humana*: $46.02 in 2020; $95.68 in 2021 (+107.9%)
Dental-Standard Plans
- GEHA: $47.84 in 2020; no change in 2021
- MetLife: $44.61 in 2020; $42.14 in 2021 (-5.5%)
- United Concordia: No plan in 2020; $47.00 in 2021
- Humana*: No plan in 2020; $54.25 in 2021
Vision-High Plans
- Aetna: $24.98 in 2020; $24.27 in 2021 (-2.8%)
- FEP: $23.77 in 2020; no change in 2021
- UnitedHealthcare: $20.82 in 2020; $21.97 in 2021 (+5.5%)
- VSP: $28.86 in 2020; no change in 2021
Vision-Standard Plans
- Aetna: $13.78 in 2020; $13.39 in 2021 (-2.8%)
- FEP: $15.15 in 2020; no change in 2021
- UnitedHealthcare: $13.82 in 2020; $14.08 in 2021 (+1.9%)
- VSP: $15.19 in 2020; no change in 2021
Fayetteville, N.C. (ZIP code 28306)
Dental-High Plans
- Delta: $86.23 in 2020; $97.78 in 2021 (+13.4%)
- FEP: $84.00 in 2020; $91.50 in 2021 (+8.9%)
- United Concordia: $75.14 in 2020; $76.55 (+1.9%)
- Humana*: $68.58 in 2020; $112.49 in 2021 (+64.0%)
Dental-Standard Plans
- Delta: $44.33 in 2020; $49.14 in 2021 (+10.9%)
- FEP: $43.53 in 2020; $49.47 in 2021 (+13.6%)
- United Concordia: No plan in 2020; $52.78 in 2021
- Humana*: No plan in 2020; $68.40 in 2021
Vision Plans
- The pricing for vision plans in Fayetteville mirrors those in San Antonio (see above).
San Diego (ZIP code 92123)
Dental-High Plans
- Aetna: $81.42 in 2020; $81.38 in 2021 (-0.0%)
- GEHA: $100.86 in 2020; $109.07 in 2021 (+8.1%)
- MetLife: $109.37 in 2020; $107.90 in 2021 (-1.3%)
- Humana*: $68.58 in 2020; $112.49 in 2021 (+64%)
Dental-Standard Plans
- Aetna: No plan in 2020; $45.24 in 2020
- GEHA: $58.63 in 2020; $63.35 in 2021 (+8.1%)
- MetLife: $59.61 in 2020; $55.12 in 2021 (-7.5%)
- Humana*: No plan in 2020; $68.40 in 2021
Vision Plans
- The pricing for vision plans in San Diego mirrors those in San Antonio (see above).
* Humana revised it 2020 Dental-High plan (no standard plan in 2020) for 2021 by providing both a Dental-High and Dental-Standard Plan. Humana 2020 Dental-High participants who do not request (via online or phone) to remain in the Dental-High plan for 2021 will be converted to Dental-Standard for 2021.
2021 FEDVIP Dental Insurance Providers
Click the links below to find plan information, brochures, contact information, and more:
National/International
- Aetna Dental®
- Delta Dental®
- Blue Cross Blue Shield FEP Dental®
- GEHA Connection Dental Federal®
- MetLife Federal Dental Plan
- United Concordia Dental®
- UnitedHealthcare Dental®
Regional
2021 FEDVIP Vision Insurance Providers
Click the links below to find plan information, brochures, contact information, and more:
National/International
